Ever gotten a payday loan before? You should take a look at them. A payday loan is also known as a micro loan. You can borrow enough to cover a bill or unexpected expense, basically to get you to the next paycheck. The typical payday loan is due within 7 to 14 days, the time within your next paycheck is due.
It can be quite frustrating to realize that you need something and just don’t have the cash in your wallet to cover it. If you’ve never had a credit card, have bad credit or are trying to rebuild your credit then a payday loan also offers you the chance to get what you need. Payday loans can relieve a lot of the stress you are feeling.
Here are 7 situations that you might face, where a payday loan can truly make a big difference:
Unexpected travel. There can be both happy & sad reasons for this. Perhaps you got a call from that hiring manager out of state and they are considering you for a terrific job. But you’ve got to pay for your own travel expenses. Or unfortunately you have a sick loved one or a death in the family. Many major airlines will provide you with a bereavement fare reduction of 50%, but this takes place only after you’ve purchased your ticket and have sent in additional details to them to get the refund. To get your original ticket, you need to pay full price. In each of these situations quite likely you won’t want to have missed being there, whether it is a happy moment or a sad one.
Medical bills. Today there are quite a few of us who see medical expenses that are not completely covered by insurance. Or perhaps you’ve seen a healthcare provider who isn’t covered by your insurance at all. Medical copays for some medicine or medical tests can be pricey too. If your doctor ordered a test and you need to have it done right away, then a payday loan can be quite helpful. It can make the difference between getting the test taken care of or not providing the doctor with the information that they need to diagnose you.
Car repair. Sometimes it seems like your car magically knows how to break down, just after you’ve run out of money from your latest paycheck! With car repairs, if you don’t get the car fixed it can affect so many areas of your life. You won’t be able to get to work, to medical appointments, to take the kids to school and you won’t be able to get to the grocery store. So taking care of that car repair can truly impact every area of your life in such a positive way, with a very simple payday loan. You can easily pay it back with your next paycheck and life can get back to its everyday pace.
Home repair. Everything can seem fine and then suddenly the sink starts to leak. Or the refrigerator starts to make a clunky noise. Especially if you have a family, you’ll want to take care of home repairs as soon as possible. Not just for everyone’s comfort but also for their safety.
Do something important for your child. Moms and Dads know that unexpected expenses can come up for kids, no matter how old they are. Your kid can get invited on a school trip to Washington, D.C. and they really want to go. Or they join the football team and need money for the uniform and team fees. Or you’ve decided they are old enough to have a cellphone, but they break the one you’ve bought them so you have to buy them a new one.
Buy a new computer. This is a great purchase to make because it can help with school and work. But if your computer broke suddenly, you may need to replace it quickly! Getting a quick loan with no credit check helps you move faster than you otherwise would be able to.
Payday loans offer you great options. They let you improve your life in so many ways. Aren’t payday loans terrific? Yes, they are!